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May 22, 2007 / Daniel

Dave Ramsey and debt

I’ve been listening to Dave’s podcasts a lot recently.  Great practical stuff.  Here’s a question for whoever wants to answer it.  What circumstances do you think that it’s alright to go into debt for?  A house? A car?  College?  Do you think that credit cards are a good deal?  What’s your thoughts? 



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  1. Travis Roberts / May 22 2007 10:04 pm

    Dave is awesome and I have been following alot of what he teaches and am now seeing positive results! I hate to borrow money now because I know how it is such a downer and makes life tough. Visit my Debt Free Blog

    Oh….and I think credit cards are the WORST deal.

  2. Chris / May 23 2007 4:14 pm

    I’m with Dave on this. No credit cards. No car loans. No student loans. I hate having a mortgage, but I think it’s acceptable if you stay within that “25% of your take-home pay” limit while putting 20% down on a 15-year fixed.

  3. Matthew C / May 24 2007 9:58 am

    Debt is not what it used to be. The reason people take on more debts today is because the consequences are not severe.

    I think debts today are just part of life and we can probably learn to live with them more without moralizing.

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  5. Valerusd / Dec 1 2007 8:27 am

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